Terms and Conditions: 
Welcome to Ahmed Osama Tahir (AOT). By accessing or using our website and services, you agree to be bound by the following Terms and Conditions:

1. Services:

AOT offers mentorship, coaching, lectures, business consultancy, and online/offline learning programs.

2. Eligibility:

You must be at least 18 years of age to register or make any purchase on our site.

3. Payments:

• All payments are to be made in advance for booking any session or service.

• Prices are mentioned clearly on the website and are subject to change without notice.

4. Refund Policy:

• No refund is provided once services or sessions have started.

• Refunds for cancellations made before service delivery may be processed upon review.

5. Intellectual Property:

All website content, including images, logos, videos, and written content, is the property of AOT and cannot be reproduced or redistributed without permission.

6. User Conduct:

You agree not to misuse the website, engage in unlawful activities, or attempt to gain unauthorized access to our systems.

7. Disclaimer:

Results may vary depending on individual effort and commitment. We do not guarantee specific financial or professional outcomes.

8. Limitation of Liability:

AOT is not liable for any direct, indirect, or incidental losses or damages resulting from your use of our website or services.

9. Termination:

We reserve the right to terminate any account or access if we detect misuse, fraud, or violation of these terms.

10. Governing Law:

These terms are governed by the laws of Pakistan. Any disputes will be handled in the appropriate courts of jurisdiction.

Contact Us:
For questions about these Terms, please contact: osama@smile-pakistan.org

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